Introduction to Banking by Moorad Choudhry; Steen Blaafalk (Foreword by)A practical primer to the modern banking operation Introduction to Banking, Second Edition is a comprehensive and jargon-free guide to the banking operation. Written at the foundational level, this book provides a broad overview of banking to give you an all-around understanding that allows you to put your specialty work into context within the larger picture of your organization. With a specific focus on risk components, this second edition covers all key elements with new chapters on reputational risk, credit risk, stress testing and customer service, including an updated chapter on sustainability. Practical material includes important topics such as the yield curve, trading and hedging, asset liability management, loan origination, product marketing, reputational risk and regulatory capital. This book gives you the context you need to understand how modern banks are run, and the key points operation at all levels. Learn the critical elements of a well-structured banking operation Examine the risk components inherent in banking Understand operational topics including sustainability and stress testing Explore service-end areas including product marketing and customer service Banks continue to be the heart of the modern economy, despite the global financial crisis --they have however become more complex. Multiple layers and a myriad of functions contribute to the running of today's banks, and it's critical for new and aspiring bankers to understand the full breadth of the operation and where their work fits in. Introduction to Banking, Second Edition provides an accessible yet complete primer, with emphasis on the areas that have become central to sustainable banking operation.
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The Principles of Banking by Moorad Choudhry; John Cummins (Foreword by); Ian Plenderleith (Foreword by)The ultimate guide for bank management: how to survive andthrive throughout the business cycle An essential guide for bankers and students of financeeverywhere, The Principles of Banking reiterates that theprimary requirement of banking--sound capital and liquidityrisk management--had been forgotten in the years prior to thefinancial crash. Serving as a policy guide for market practitionersand regulators at all levels, the book explains the keys to successthat bankers need to follow during good times in order to beprepared for the bad, providing in-depth guidance and technicalanalysis of exactly what constitutes good banking practice. Accessible to professionals and students alike, ThePrinciples of Banking covers issues of practical importance tobank practitioners, including asset-liability management, liquidityrisk, internal transfer pricing, capital management, stresstesting, and more. With an emphasis on viewing business cycles aspatterns of stable and stressful market behavior, and rich withworked examples illustrating the key principles of bankasset-liability management, the book is an essential policy guidefor today and tomorrow. It also offers readers access to anaccompanying website holding policy templates and teachingaids. Illustrates how unsound banking practices that were evident inprevious bank crashes were repeated during the creation of the2007-2008 financial market crisis Provides a template that can be used to create a soundliquidity and asset-liability management framework at any bank An essential resource for the international banking communityas it seeks to re-establish its credibility, as well as forstudents of finance Explains the original principles of banking, including soundlending policy and liquidity management, and why these need to berestated in order to avoid another bank crisis at the time of thenext economic recession Covers topics of particular importance to students andacademia, many of which are marginally--ifever--addressed in current text books on finance Offers readers access to a companion website featuringinvaluable learning and teaching aids Written by a banking practitioner with extensive professionaland teaching experience in the field, The Principles ofBanking explains exactly how to get back to basics in riskmanagement in the banking community, essential if we are tomaintain a sustainable banking industry. "engaging and interesting and, more importantly, easilyunderstood, allowing a clear picture to emerge of how the principleor concept under discussion is to be applied in the realworld." - Graeme Wolvaardt, Head of Market & Liquidity RiskControl, Europe Arab Bank Plc