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At the bank


At the bank

Do you have a checking account? If yes, at which bank is your account?

Do you usually go to a specific branch office of the bank? If yes, which one?



Banking and money vocabulary


abbreviation of Automated Teller Machine: a machine, from which you can take money out of your bank account using a special card.


bank account


bank balance

the amount of money in a bank account.

"I'd like to check my bank balance, please".


bank charges

sums of money paid by a customer for a bank's services.


bank manager


bank statement

a printed record of the money put into and removed from a bank account



when a check cannot be paid or accepted by a bank because of a lack of money in the account:

"I had to pay a penalty fee when my check bounced".



(noun) money in the form of notes and coins, rather than checks or credit cards:

"Do you have any cash on you?"


cash a check

(verb) to exchange a check for cash:

"Would you cash a check for me?"



a book of checks with your name printed on them which is given to you by your bank to make payments with.



a printed form, used instead of money, to make payments from your bank account:

"I wrote him a check for $100."



a method of paying for goods or services at a later time, usually paying interest as well as the original money.

"They decided to buy the car on credit."


credit card

a small plastic card which can be used as a method of payment, the money being taken from you at a later time.


checking account

a bank account that you can take money from at any time and which usually earns little or no interest.


debit card



money, which is owed to someone else, or the state of owing something.

"He managed to pay off his debts in two years."



to put money into a bank account.

"If you go to the bank, will you deposit these checks for me?"



when you spend or use money.

"Buying a new car has proved to be well worth the expense."



an agreement in which you pay a company money and they pay your costs if you have an accident, injury, etc.

life/health/car/travel insurance



1. money which is charged by a bank or other financial organization for borrowing money.

"I got a loan with an interest rate of 10%."

2. money that you earn from keeping your money in an account in a bank or other financial organization.

"You should put the money in a savings account where it will earn interest."



a sum of money which is borrowed, often from a bank, and has to be paid back, usually together with an additional amount of money that you have to pay as a charge for borrowing.

"She's trying to get a $100 000 loan to start her own business."




savings account

a bank account in which you usually leave money for a long time and which pays you interest.



(an amount of) money paid to the government, which is based on your income or of the cost of goods or services you have bought:

"They're raising the tax on cigarettes."




traveler's check

a piece of paper that you buy from a bank or a travel company and that you can use as money or exchange for the local money of the country you visit



to take money out of a bank account.